Sample Dispute Letters for Credit Bureaus and Debt Validation for Collection Companies

The Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA) allow for consumer to challenge questionable items on their credit reports. The FCRA [...]

Removing Federal IRS Tax Liens from Credit Report

Given the complicated US tax system, it’s not surprising that hundreds of thousands of citizens have some kind of tax lien on their credit report. A tax [...]

Understanding and Improving Your Credit Score

Kelly is a middle class blue collar Californian, who has made a conscious effort to keep a positive credit standing with all his creditors, ranging from his [...]

How to Remove a 30 Day Late Payment From the Credit Report

Britney and Jim had very good credit and were extremely happy that they were in escrow and about to secure their first family home. Much to their [...]

How to Remove a Collection From the Credit Report in Exchange for Payment

If you have collection accounts that were recently incurred, they maybe significantly impacting your credit score irrespective of however small they maybe in amount. As you maybe [...]


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